TERMS AND CONDITIONS

Terms of use
This Web site is provided by L. P. Grasso & Company, Inc. and may be used for informational purposes or for purchase of L. P. Grasso & Company, Inc. consulting services. By using the site or downloading materials from the site, you agree to abide by the terms and conditions set forth in this notice. If you do not agree to abide by these terms and conditions do not use the site or download materials from the site.

Limited License
Subject to the terms and conditions set forth in this Agreement, L. P. Grasso & Company, Inc. grants you a non-exclusive, non-transferable, limited right to access, use and display this site and the materials thereon. You agree not to interrupt or attempt to interrupt the operation of the site in any way.

L. P. Grasso & Company, Inc. authorizes you to view and download the information, articles and forms at this Web site ("Site") only for your personal, non-commercial use. This authorization is not a transfer of title and is subject to the following restrictions:

1) you must retain, on all copies of the downloaded information, all copyright and other proprietary notices contained in article or form;

2) you may not modify the information, articles or forms in any way or reproduce or publicly display, perform, or distribute or otherwise use them for any public or commercial purpose; and

3) you must not transfer the information, articles or forms to any other person unless you give them notice of, and they agree to accept, the obligations arising under these terms and conditions of use. You agree to abide by all additional restrictions displayed on the Site as it may be updated from time to time.

This Site, including the information, articles or forms, is copyrighted and protected by worldwide copyright laws and treaty provisions. You agree to comply with all copyright laws worldwide in your use of this Site and to prevent any unauthorized copying of the information, articles or forms. Except as expressly provided herein, L. P. Grasso & Company, Inc. does not grant any express or implied right to you under any patents, trademarks, copyrights or trade secret information.
Disclaimer

THE MATERIALS MAY CONTAIN INACCURACIES AND TYPOGRAPHICAL ERRORS. L. P. GRASSO & COMPANY, INC. DOES NOT WARRANT THE ACCURACY OR COMPLETENESS OF THE MATERIALS OR THE RELIABILITY OF ANY ADVICE, OPINION, STATEMENT OR OTHER INFORMATION DISPLAYED OR DISTRIBUTED THROUGH THE SITE. YOU ACKNOWLEDGE THAT ANY RELIANCE ON ANY SUCH OPINION, ADVICE, STATEMENT, MEMORANDUM, OR INFORMATION SHALL BE AT YOUR SOLE RISK.

L. P. GRASSO & COMPANY, INC. DOES NOT OFFER OR REPRESENT TO OFFER ACCOUNTING, FINANCIAL OR LEGAL ADVICE. YOU ACKNOWLEDGE THAT YOU WILL SEEK ON YOUR OWN INITIATIVE AND EXPENSE THE PROFESSIONAL OPINION OF ACCOUNTANTS, FINANCIAL PLANNERS AND ATTORNEYS. L. P. GRASSO & COMPANY, INC. RESERVES THE RIGHT, IN ITS SOLE DISCRETION, TO CORRECT ANY ERRORS OR OMISSIONS IN ANY PORTION OF THE SITE. L. P. GRASSO & COMPANY, INC. MAY MAKE ANY OTHER CHANGES TO THE SITE, THE MATERIALS AND THE PRODUCTS, PROGRAMS, SERVICES OR PRICES (IF ANY) DESCRIBED IN THE SITE AT ANY TIME WITHOUT NOTICE.

THIS SITE, THE INFORMATION AND MATERIALS ON THE SITE, AND THE SOFTWARE MADE AVAILABLE ON THE SITE, ARE PROVIDED "AS IS" WITHOUT ANY REPRESENTATION OR WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT, OR FITNESS FOR ANY PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW FOR THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU.

Third Party Sites
As a convenience to you, L. P. Grasso & Company, Inc. may provide, on this Site, links to Web sites operated by other entities. If you use these sites, you will leave this Site. If you decide to visit any linked site, you do so at your own risk and it is your responsibility to take all protective measures to guard against viruses or other destructive elements. L. P. Grasso & Company, Inc. makes no warranty or representation regarding, and does not endorse, any linked Web sites or the information appearing thereon or any of the products or services described thereon. Links do not imply that L. P. Grasso & Company, Inc. or this Site sponsors, endorses, is affiliated or associated with, or is legally authorized to use any trademark, trade name, logo or copyright symbol displayed in or accessible through the links, or that any linked site is authorized to use any trademark, trade name, logo or copyright symbol of L. P. Grasso & Company, Inc. or any of its affiliates or subsidiaries.

Limitation of Damages
IN NO EVENT SHALL L. P. GRASSO & COMPANY, INC. OR ANY OF ITS SUBSIDIARIES BE LIABLE TO ANY ENTITY FOR ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES (INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF INFORMATION OR PROGRAMS OR OTHER DATA ON YOUR INFORMATION HANDLING SYSTEM) THAT ARE RELATED TO THE USE OF, OR THE INABILITY TO USE, THE CONTENT, MATERIALS, AND FUNCTIONS OF THE SITE OR ANY LINKED WEBSITE, EVEN IF L. P. GRASSO & COMPANY, INC. IS EXPRESSLY ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

Changes
L. P. Grasso and Company, Inc. reserves the right, at its sole discretion, to change, modify, add or remove any portion of this Agreement in whole or in part, at any time. Change in this Agreement will be effective when notice of such change is posted. Your continued use of the Site after any changes to this Agreement are posted will be considered acceptance of those changes. L. P. Grasso & Company, Inc. may terminate, change, suspend or discontinue any aspect of the L. P. Grasso & Company, Inc. Site, including the availability of any features of the Site, at any time. L. P. Grasso & Company, Inc. may also impose limits on certain features and services or restrict your access to parts or all of the Site without notice or liability. L. P. Grasso & Company, Inc. may terminate the authorization, rights and license given above and, upon such termination, you shall immediately destroy all Materials.

International Users and Choice of Law
This Site is controlled, operated and administered by L. P. Grasso & Company, Inc. from its offices within the United States of America. L. P. Grasso & Company, Inc. makes no representation that materials at this site are appropriate or available for use at other locations outside of the United States and access to them from territories where their contents are illegal is prohibited. You may not use the Site or export the Materials in violation of U.S. export laws and regulations. If you access this Site from a location outside of the United States, you are responsible for compliance with all local laws. These Terms and Conditions of use shall be governed by the laws of the State of New York, without giving effect to its conflict of law provisions.

This Agreement constitutes the entire agreement between L. P. Grasso & Company, Inc. and you with respect to your use of the Site. Any cause of action you may have with respect to your use of the Site must be commenced within one (1) year after the claim or cause of action arises. If for any reason a court of competent jurisdiction finds any provision of the Agreement or portion thereof, to be unenforceable, that provision shall be enforced to the maximum extent permissible so as to effect the intent of the Agreement, and the remainder of this Agreement shall continue in full force and effect.
L. P. Grasso & Company, Inc. uses this privacy statement in order to demonstrate our firm commitment to protecting the privacy of our customers and others who visit our website (www.lpgrasso.com). This statement discloses our information gathering and dissemination practices and addresses the following questions:

1) What information is collected?

2) What do we do with the information we collect?

3) With whom do we share that information?

4) Who should I contact for more information?

For your convenience, our site contains links to other sites. However, we have not investigated, and are not responsible for, the privacy practices or content of those sites.

What information is collected?

When you visit our site, we collect anonymous system information about your computer, such as your IP address. In certain areas of the site designated for specific customers, we require personal contact information (such as your name and e-mail address) in order to provide account access and perform other commerce-related activities. This information is usually requested in the registration and order forms set forth in those areas.

If you obtain access to one of those designated areas, and you are required to log in, we will use a "cookie" to store your user name. Cookies act as unique identifiers for your computer, but cannot be used to identify any individual, only machines.

What do we do with the information we collect?

Anonymous system information, such as your IP address, is used to help diagnose problems with our server and to administer our website. We record your user name in a cookie so you don't have to re-enter it every time you visit the site.
Any personal information that is collected, such as your name or e-mail address, is used to establish and confirm your identity within our internal systems and provide personalized account access and ordering capabilities. In addition, any contact information you provide in order to request additional information from us, or to provide feedback about L. P. Grasso & Company, Inc. or our site, is used solely to respond to you. This information is not stored or archived anywhere on our servers.

With whom do we share that information?
Any information we collect about you or your computer is used exclusively by L. P. Grasso & Company, Inc. to enhance and improve your visits to our site, or to provide you with requested information. No personal information is distributed to third parties.

Who should I contact for more information?
If you have any questions about this privacy statement, the practices of this site, or your dealings with this site, please feel free to contact our help desk at help@lpgrasso.com. You may also contact us at the following address:
L. P. Grasso & Company, Inc.
Attention: Customer Relations
751 State Street
Schenectady, NY 12307
518/372-6477


Registration
As part of the registration process, you will be asked to provide certain information about yourself and then you may be given a user id and password. You must provide accurate, complete, and current registration information and you agree to provide L. P. Grasso & Company, Inc. promptly with any changes to that information. You are responsible for all use of your account under any password by any person whether or not authorized by you and for ensuring that all use of your account complies with this Agreement.

POLICIES

Cancellation

Those who purchase consulting services on line will have three (3) working days from the date of the authorization to cancel the credit card authorization. Those who mail a check or authorize via U. S. Postal Service or overnight carrier will have five (5) business days from the postmark or sending date to cancel

Payment

Consulting may be purchased by credit card (Visa, Master Card, American Express, or Discover) or with a corporate purchase order (which shall be issued solely to confirm your order and for your internal administrative purposes only). We will take reasonable precautions designed to protect you when you place an order on-line with us. L. P. Grasso & Company, Inc. uses Secure Socket Layer technology (SSL) which is designed to ensure that all credit card transactions are SECURE. If you do not wish to pay with a credit card or PO, we accept cash, check, or money order. Please contact us for detailed instructions.

Suggestions/Customer Feedback
We value input from visitors to our site and our clients. If you have a suggestion you'd like to see added to our site, or if you'd like to comment on your experience at www.lpgrasso.com, please contact our customer service department at help@ lpgrasso.com

 


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